Message from the Chairman and CEO.

In 2023, the economy remained in a recovery phase, primarily driven by the tourism sector, but the pace slowed due to global economic challenges and rising interest rates. The insurance business also grew correspondingly. The insurance industry has become stronger than in previous years, returning to normalcy after the COVID-19 situation. Overall, insurance products continued to attract consumer interest, which allowed the industry to grow. TQM's performance grew in line with the overall economy, with total revenue of 3,727 million baht, net profit of 886 million baht, and was able to maintain a strong net profit margin at 23%. The company also stood out in the industry with a return on total assets of 17% and a return on equity of 27%.

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